As you work through the assessment, consider the following:

• If FINTRAC reviewed this process tomorrow, could we demonstrate how it works in practice?
• Are our controls consistently applied across all staff, locations, and channels?
• Can we produce evidence showing why compliance decisions were made?
• Would a new employee perform the same process the same way?

Leave the box unchecked if the process:

• Is informal or dependent on individual employees
• Is applied inconsistently across teams or channels
• Cannot be easily demonstrated during audit or review