AML Readiness Check

AML Program Effectiveness Assessment

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How To Complete This Assessment

For each statement, check the box only if the statement is consistently true across your organization and could be supported with documentation if requested.

💬 Reflection Questions

As you work through the assessment, consider the following:

  • If FINTRAC reviewed this process tomorrow, could we demonstrate how it works in practice?
  • Are our controls consistently applied across all staff, locations, and channels?
  • Can we produce evidence showing why compliance decisions were made?
  • Would a new employee perform the same process the same way?

Leave the box unchecked if the process:

  • Is informal or dependent on individual employees
  • Is applied inconsistently across teams or channels
  • Cannot be easily demonstrated during audit or review
When in doubt, answer based on what you can prove, not what should happen in theory.

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